If someone is enrolled in the Critical Illness benefit and they are diagnosed with a covered illness, the carrier will work with them to review the claim form and necessary medical data to process the payment. Once approved by the carrier, the payment will be issued and can be used however the covered individual wishes. They can use the money to pay for rent, medical bills, or they can deposit the funds into their bank account. The funds can be used however the participant wishes.
- Heart Attack
- Stroke
- Cancer
Critical Illness is a benefit that can pay you a lump sum of money for a serious illness diagnosis. There are many covered illnesses, but some examples can include: